Portfolio Performance Report
Updated: 31st March 2026 | care@1financep2p.com
1 Finance P2P publishes its portfolio performance data every month in compliance with RBI Master Directions for NBFC-P2P Lending Platforms (amended August 2024). All figures below reflect actual platform data as on 31st March 2026.
Key platform metrics
Snapshot of platform activity for March 2026.
Rs. 3,40,000
Total loans disbursed
March 2026
0.00%
NPA - March 2026
90+ days overdue
What does this mean for you?
These numbers show the total loan amount disbursed on the platform since launch and the current NPA percentage. A 0.00% NPA means every borrower on the platform has been repaying on time.
Month-wise NPA disclosure
An account is classified as NPA if the loan remains overdue for more than 90 days. NPA % = Gross Non-Performing Amount / Gross Disbursement Amount x 100.
| Month | Loans disbursed (Rs.) | NPA amount (Rs.) | NPA % | DPD 30-60 | DPD 61-90 |
|---|---|---|---|---|---|
| February 2026 | 0 | 0 | 0.00% | 0.00% | 0.00% |
| March 2026 | 3,40,000 | 0 | 0.00% | 0.00% | 0.00% |
*DPD = Days past due *NPA = Non-Performing Asset (90+ DPD) *This table will grow with each monthly update.
What does this mean for you?
This table shows month by month how much money was lent and what portion is overdue. February 2026 shows Rs. 0 disbursed as the platform was being set up. March 2026 shows the first Rs. 3,40,000 disbursed with 0% NPA — meaning all borrowers are currently repaying on time.
Platform performance: NPA % of disbursed loans
Visual representation of NPA % month on month. This chart will grow as more months of data are added.
Monthly NPA % - 1Finance P2P
* 0.00% NPA reflects no defaults recorded in these months. This will update as the loan book matures.
What does this mean for you?
A flat line at 0% is the best possible start for a new platform. It means no borrower has defaulted yet. As the platform grows, this chart will show whether defaults remain low or begin to rise.
Impact of NPA on interest and / or principal loss
The table below illustrates how NPAs impact both the original principal lent and the interest earned. The loss of interest does not mean loss of returns.
| DPD wise ageing | Loss of principal (Rs.) | Loss of interest (Rs.) |
|---|---|---|
| 91 - 180 | 0.00 | 0.00 |
| 181 - 360 | 0.00 | 0.00 |
| 361 - 540 | 0.00 | 0.00 |
| 541 - 720 | 0.00 | 0.00 |
| >720 | 0.00 | 0.00 |
| Total | 0.00 | |
What does this mean for you?
All values are 0.00 as the platform is in its early stage — no loan has crossed 90 days overdue yet. Your original invested amount is safe as long as Loss of Principal remains zero.
Important disclosures
1.Portfolio performance is updated monthly as per RBI Master Directions for NBFC-P2P Lending Platforms (amended August 2024).
2.NPA is classified when a loan remains overdue for more than 90 days (90+ DPD).
3.P2P lending involves risk. Lenders bear all credit risk. 1Finance P2P does not guarantee repayment of principal or any specific rate of return.
4.Although 1 Finance P2P is registered with the Reserve Bank of India (RBI) as an NBFC-P2P, the RBI does not accept any responsibility for the correctness of any statements made or opinions expressed, and does not provide any assurance for repayment of loans lent on this platform.
5.Past performance data is not indicative of future results. Please lend responsibly and only what you can afford.